Scanlon, MN
Scanlon wildfire risk explained
Scanlon sits at the 28th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 602 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Scanlon at the 26th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Scanlon's buildings actually sit
42.9% of Scanlon's 602 buildings sit in USFS's Minimal exposure zone, with only 15.1% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Scanlon against the rest of the country
There's little gap between Scanlon's 28th national percentile and its 33rd percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Scanlon ranks 22,817 for wildfire risk (1 is highest) and 15,813 by building count (1 is largest). Within Minnesota alone, it ranks 614 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Scanlon and the insurance market
Scanlon's moderate rating (28th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Scanlon's 42.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 602 counted buildings into the percentiles shown above for Scanlon. For more on what minimal exposure implies beyond Scanlon, see the exposure-zones guide.