Scandinavia, WI
Scandinavia wildfire risk explained
Out of every US place USFS scores, Scandinavia lands at the 39th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 278 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Scandinavia at the 38th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Scandinavia's building exposure, zone by zone
Most of Scandinavia's buildings (51.8%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Scandinavia compares
Scandinavia's 90th-percentile standing inside Wisconsin outpaces its 39th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Scandinavia ranks 19,370 for wildfire risk (1 is highest) and 22,283 by building count (1 is largest). Within Wisconsin alone, it ranks 84 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Scandinavia and the insurance market
Scandinavia's moderate wildfire rating (39th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Scandinavia
With ember exposure the dominant pattern in Scandinavia (51.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Scandinavia's figures come from
Every one of the two percentiles behind Scandinavia's 19,370-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Scandinavia's dominant indirect exposure actually means, with real examples from across the dataset.