Sayner, WI
How exposed is Sayner to wildfire?
USFS's Wildfire Risk to Communities model puts Sayner at the 16th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 326 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Sayner at the 15th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Sayner's building exposure, zone by zone
73.9% of Sayner's 326 buildings sit in USFS's Direct exposure zone, roughly 241 structures close enough to burnable vegetation for flame contact, not just embers — 26.1% fall in the Indirect, ember-only zone and 0% are Minimal.
Sayner against the rest of the country
Sayner scores 16th nationally and 20th within Wisconsin — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Sayner ranks 26,462 for wildfire risk (1 is highest) and 20,945 by building count (1 is largest). Within Wisconsin alone, it ranks 652 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Shopping for coverage in Sayner
Sayner's low rating (16th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Sayner
Sayner's 73.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Sayner's 16th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Sayner, see the exposure-zones guide.