Saybrook Manor, CT
Saybrook Manor wildfire risk explained
Saybrook Manor's 1,092 buildings earn a 20th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Saybrook Manor's burn probability — fire likelihood with no building count factored in — sits at the 20th percentile nationally.
Where Saybrook Manor's buildings actually sit
1,092 buildings are counted in Saybrook Manor, and 56.7% of them are Indirect exposure — ember-driven risk rather than the 6% in Direct exposure or the 37.3% rated Minimal.
How Saybrook Manor compares
There's little gap between Saybrook Manor's 20th national percentile and its 8th percentile inside Connecticut, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Saybrook Manor ranks 25,233 for wildfire risk (1 is highest) and 11,326 by building count (1 is largest). Within Connecticut alone, it ranks 197 of 214 places by risk. See the full county-by-county picture for Connecticut on its state page.
What this risk score means for insurance
Saybrook Manor's low wildfire rating (20th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because 56.7% of Saybrook Manor's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Saybrook Manor's figures come from
Every one of the two percentiles behind Saybrook Manor's 25,233-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Saybrook Manor's dominant indirect exposure actually means, with real examples from across the dataset.