Saybrook, IL
Saybrook, IL's wildfire risk, in USFS's own numbers
USFS scores Saybrook at the 7th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 525 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Saybrook's burn probability — fire likelihood with no building count factored in — sits at the 7th percentile nationally.
Saybrook's building exposure, zone by zone
Only 22.1% of Saybrook's 525 buildings carry Direct exposure and 0% carry Indirect; the remaining 77.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Saybrook ranks
Within Illinois, Saybrook ranks higher (36th percentile) than it does nationally (7th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Saybrook ranks 29,183 for wildfire risk (1 is highest) and 16,935 by building count (1 is largest). Within Illinois alone, it ranks 928 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Saybrook and the insurance market
At the 7th national percentile, Saybrook rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 77.9% of Saybrook outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Saybrook's figures come from
The methodology guide shows exactly how USFS turned 525 counted buildings into the percentiles shown above for Saybrook. The exposure-zones guide covers what Saybrook's dominant minimal exposure actually means, with real examples from across the dataset.