Sawyer, OK
Sawyer wildfire risk explained
USFS's Wildfire Risk to Communities model puts Sawyer at the 82nd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 311 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Sawyer's burn probability — fire likelihood with no building count factored in — sits at the 84th percentile nationally.
Sawyer's building exposure, zone by zone
Of Sawyer's 311 counted buildings, 95.2% carry Direct exposure and only 0.3% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Sawyer ranks
Inside Oklahoma, Sawyer sits at just the 25th percentile even though it scores 82nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Sawyer ranks 5,776 for wildfire risk (1 is highest) and 21,352 by building count (1 is largest). Within Oklahoma alone, it ranks 628 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Sawyer and the insurance market
Sawyer's very high rating (82nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 95.2% of Sawyer in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 311 counted buildings into the percentiles shown above for Sawyer. For more on what direct exposure implies beyond Sawyer, see the exposure-zones guide.