Savoy, TX
Savoy, TX's wildfire risk, in USFS's own numbers
Savoy's 439 buildings earn a 74th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Savoy's burn probability — fire likelihood with no building count factored in — sits at the 73rd percentile nationally.
Savoy's building exposure, zone by zone
439 buildings are counted in Savoy, and 69.3% of them are Indirect exposure — ember-driven risk rather than the 30.8% in Direct exposure or the 0% rated Minimal.
How Savoy compares
Savoy's 74th national percentile looks worse in isolation than its 41st ranking inside Texas does — this place is on the milder end for its own state, by 32 points. Among the 31,521 US communities USFS scores, Savoy ranks 8,368 for wildfire risk (1 is highest) and 18,496 by building count (1 is largest). Within Texas alone, it ranks 1,054 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Savoy
Savoy's high rating (74th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Savoy's 69.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Savoy's 74th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Savoy, see the exposure-zones guide.