Savona, NY
How exposed is Savona to wildfire?
Savona's 419 buildings earn a 23rd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Savona at the 21st percentile, close to its 23rd-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in Savona: 59% of its 419 buildings, versus 41.1% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Savona against the rest of the country
Savona's 48th-percentile standing inside New York outpaces its 23rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Savona ranks 24,433 for wildfire risk (1 is highest) and 18,841 by building count (1 is largest). Within New York alone, it ranks 668 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Savona's moderate wildfire rating (23rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Savona (59%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 419 counted buildings into the percentiles shown above for Savona. For more on what direct exposure implies beyond Savona, see the exposure-zones guide.