Savannah, TN
Savannah wildfire risk explained
Out of every US place USFS scores, Savannah lands at the 55th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 4,038 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Savannah's burn probability — fire likelihood with no building count factored in — sits at the 58th percentile nationally.
Savannah's building exposure, zone by zone
Most of Savannah's buildings (68%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Savannah against the rest of the country
Savannah's risk sits at a similar level relative to Tennessee (49th percentile statewide) as it does nationally (55th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Savannah ranks 14,197 for wildfire risk (1 is highest) and 4,204 by building count (1 is largest). Within Tennessee alone, it ranks 257 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Savannah and the insurance market
Savannah's elevated wildfire rating (55th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Savannah
Savannah's 68% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Savannah's 14,197-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Savannah, see the exposure-zones guide.