Savannah, NY
How exposed is Savannah to wildfire?
Out of every US place USFS scores, Savannah lands at the 11th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 328 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Savannah at the 10th percentile, close to its 11th-percentile risk score.
Where Savannah's buildings actually sit
Direct exposure dominates in Savannah: 59.5% of its 328 buildings, versus 40.6% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Savannah ranks
There's little gap between Savannah's 11th national percentile and its 25th percentile inside New York, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Savannah ranks 28,153 for wildfire risk (1 is highest) and 20,877 by building count (1 is largest). Within New York alone, it ranks 964 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Savannah's low rating (11th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because Direct exposure dominates in Savannah (59.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 328 counted buildings into the percentiles shown above for Savannah. For more on what direct exposure implies beyond Savannah, see the exposure-zones guide.