Savannah, GA
How exposed is Savannah to wildfire?
Out of every US place USFS scores, Savannah lands at the 85th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 56,835 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Savannah at the 78th percentile, close to its 85th-percentile risk score.
What "at risk" means for the buildings here
Savannah rates 50.7% Minimal exposure against just 29.8% Direct and 19.5% Indirect — of 56,835 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 56,835 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Savannah ranks
There's little gap between Savannah's 85th national percentile and its 96th percentile inside Georgia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Savannah ranks 4,755 for wildfire risk (1 is highest) and 146 by building count (1 is largest). Within Georgia alone, it ranks 25 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Savannah and the insurance market
Savannah's very high rating (85th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Savannah's 50.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Savannah's figures come from
Savannah's 85th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Savannah's dominant minimal exposure actually means, with real examples from across the dataset.