Savage, MN
Savage wildfire risk explained
USFS scores Savage at the 44th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 9,726 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Savage at the 40th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Savage's buildings actually sit
Most of Savage's buildings (55.1% of 9,726) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 9,726 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Savage against the rest of the country
Compare Savage's two percentiles: 62nd within Minnesota, only 44th nationally — a gap of 18 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Savage ranks 17,800 for wildfire risk (1 is highest) and 1,680 by building count (1 is largest). Within Minnesota alone, it ranks 353 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Savage and the insurance market
Savage's elevated rating (44th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 55.1% of buildings rated Minimal exposure, Savage gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 9,726 counted buildings into the percentiles shown above for Savage. For more on what minimal exposure implies beyond Savage, see the exposure-zones guide.