Sautee-Nacoochee, GA
Sautee-Nacoochee, GA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Sautee-Nacoochee lands at the 81st percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 326 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Sautee-Nacoochee at the 84th percentile, close to its 81st-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 99.7% of Sautee-Nacoochee's buildings as Direct exposure, higher than its 0.3% Indirect share and far above its 0% Minimal share — a profile where 325 structures sit close enough to vegetation that lot clearing matters most.
How Sautee-Nacoochee compares
Sautee-Nacoochee's risk sits at a similar level relative to Georgia (93rd percentile statewide) as it does nationally (81st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Sautee-Nacoochee ranks 5,960 for wildfire risk (1 is highest) and 20,916 by building count (1 is largest). Within Georgia alone, it ranks 50 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
What this risk score means for insurance
Sautee-Nacoochee's very high rating (81st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Sautee-Nacoochee's 99.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Sautee-Nacoochee's 5,960-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Sautee-Nacoochee, see the exposure-zones guide.