Saunemin, IL
Saunemin, IL's wildfire risk, in USFS's own numbers
Saunemin's 263 buildings earn a 1st-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Saunemin at the 1st percentile, close to its 1st-percentile risk score.
What "at risk" means for the buildings here
89% of Saunemin's 263 buildings sit in USFS's Minimal exposure zone, with only 11% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Saunemin against the rest of the country
There's little gap between Saunemin's 1st national percentile and its 11th percentile inside Illinois, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Saunemin ranks 31,072 for wildfire risk (1 is highest) and 22,721 by building count (1 is largest). Within Illinois alone, it ranks 1,280 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Saunemin's low wildfire rating (1st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Saunemin's 89% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 263 counted buildings into the percentiles shown above for Saunemin. For more on what minimal exposure implies beyond Saunemin, see the exposure-zones guide.