Sartell, MN
Sartell, MN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Sartell lands at the 56th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 5,505 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Sartell at the 56th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Sartell's buildings actually sit
43.3% of Sartell's 5,505 buildings sit in USFS's Minimal exposure zone, with only 13.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 5,505 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Sartell against the rest of the country
Within Minnesota, Sartell ranks higher (81st percentile) than it does nationally (56th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Sartell ranks 13,995 for wildfire risk (1 is highest) and 3,130 by building count (1 is largest). Within Minnesota alone, it ranks 172 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Sartell and the insurance market
At the 56th national percentile, Sartell rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Sartell's 43.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Sartell's figures come from
Every one of the two percentiles behind Sartell's 13,995-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Sartell's dominant minimal exposure actually means, with real examples from across the dataset.