Sargent, TX
How exposed is Sargent to wildfire?
USFS's Wildfire Risk to Communities model puts Sargent at the 95th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 2,180 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Sargent at the 95th percentile, close to its 95th-percentile risk score.
Where Sargent's buildings actually sit
2,180 buildings are counted in Sargent, and 49.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 7.1% rated Minimal.
Sargent against the rest of the country
Sargent's risk sits at a similar level relative to Texas (95th percentile statewide) as it does nationally (95th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Sargent ranks 1,650 for wildfire risk (1 is highest) and 6,992 by building count (1 is largest). Within Texas alone, it ranks 98 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 95th percentile nationally, Sargent carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Sargent
Sargent's 49.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Sargent's figures come from
Every one of the two percentiles behind Sargent's 1,650-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Sargent's dominant direct exposure actually means, with real examples from across the dataset.