Sargent, NE
Sargent, NE's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Sargent at the 79th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 536 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Sargent at the 74th national percentile — 5 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Sargent's buildings actually sit
USFS puts 86.8% of Sargent's 536 buildings in the Indirect exposure zone, versus 13.3% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Sargent compares
Sargent's risk sits at a similar level relative to Nebraska (84th percentile statewide) as it does nationally (79th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Sargent ranks 6,714 for wildfire risk (1 is highest) and 16,784 by building count (1 is largest). Within Nebraska alone, it ranks 95 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Shopping for coverage in Sargent
Sargent's 79th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because 86.8% of Sargent's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Sargent's 79th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Sargent, see the exposure-zones guide.