Sardis City, AL
How exposed is Sardis City to wildfire?
USFS's Wildfire Risk to Communities model puts Sardis City at the 76th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 1,448 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Sardis City at the 81st national percentile — 5 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Of Sardis City's 1,448 counted buildings, 85.9% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Sardis City ranks
Sardis City scores 76th nationally and 64th within Alabama — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Sardis City ranks 7,489 for wildfire risk (1 is highest) and 9,398 by building count (1 is largest). Within Alabama alone, it ranks 216 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
At the 76th percentile nationally, Sardis City carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 85.9% of Sardis City in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Sardis City's figures come from
The methodology guide shows exactly how USFS turned 1,448 counted buildings into the percentiles shown above for Sardis City. The exposure-zones guide covers what Sardis City's dominant direct exposure actually means, with real examples from across the dataset.