Sardinia, IN
Sardinia, IN's wildfire risk, in USFS's own numbers
USFS scores Sardinia at the 18th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 84 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Sardinia's burn probability — fire likelihood with no building count factored in — sits at the 19th percentile nationally.
What "at risk" means for the buildings here
71.4% of Sardinia's 84 buildings sit in USFS's Direct exposure zone, roughly 60 structures close enough to burnable vegetation for flame contact, not just embers — 28.6% fall in the Indirect, ember-only zone and 0% are Minimal.
How Sardinia compares
Sardinia's 74th-percentile standing inside Indiana outpaces its 18th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Sardinia ranks 26,001 for wildfire risk (1 is highest) and 29,722 by building count (1 is largest). Within Indiana alone, it ranks 260 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
At the 18th national percentile, Sardinia rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Sardinia
Because Direct exposure dominates in Sardinia (71.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Sardinia's 26,001-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Sardinia, see the exposure-zones guide.