WildfireRiskFinder

Sarcoxie, MO

How exposed is Sarcoxie to wildfire?

High
67thpercentile nationally

USFS's Wildfire Risk to Communities model puts Sarcoxie at the 67th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 941 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)

Fire likelihood alone (USFS's burn-probability figure) ranks Sarcoxie at the 68th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.

Where Sarcoxie's buildings actually sit

941Total buildings
40.9%Direct exposure
57.6%Indirect exposure
1.5%Minimal exposure

941 buildings are counted in Sarcoxie, and 57.6% of them are Indirect exposure — ember-driven risk rather than the 40.9% in Direct exposure or the 1.5% rated Minimal.

How Sarcoxie compares

There's little gap between Sarcoxie's 67th national percentile and its 74th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Sarcoxie ranks 10,466 for wildfire risk (1 is highest) and 12,382 by building count (1 is largest). Within Missouri alone, it ranks 277 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.

What this risk score means for insurance

Sarcoxie's 67th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.

Lowering exposure, not just insuring around it

With ember exposure the dominant pattern in Sarcoxie (57.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.

More on how this number was built

Sarcoxie's 67th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Sarcoxie, see the exposure-zones guide.