Saratoga Springs, UT
Saratoga Springs, UT's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Saratoga Springs at the 95th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 8,258 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Saratoga Springs's burn probability — fire likelihood with no building count factored in — sits at the 93rd percentile nationally.
Saratoga Springs's building exposure, zone by zone
Indirect exposure is dominant in Saratoga Springs (79.2% of 8,258 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 19.1% sit in the Direct zone. At 8,258 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Saratoga Springs compares
There's little gap between Saratoga Springs's 95th national percentile and its 80th percentile inside Utah, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Saratoga Springs ranks 1,622 for wildfire risk (1 is highest) and 2,025 by building count (1 is largest). Within Utah alone, it ranks 66 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
Saratoga Springs and the insurance market
Saratoga Springs's very high rating (95th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Saratoga Springs (79.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Saratoga Springs's figures come from
Every one of the two percentiles behind Saratoga Springs's 1,622-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Saratoga Springs's dominant indirect exposure actually means, with real examples from across the dataset.