Sarah Ann, WV
Sarah Ann, WV's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Sarah Ann lands at the 96th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 162 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Sarah Ann at the 97th percentile, close to its 96th-percentile risk score.
Sarah Ann's building exposure, zone by zone
162 buildings are counted in Sarah Ann, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Sarah Ann compares
There's little gap between Sarah Ann's 96th national percentile and its 99th percentile inside West Virginia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Sarah Ann ranks 1,151 for wildfire risk (1 is highest) and 26,360 by building count (1 is largest). Within West Virginia alone, it ranks 5 of 429 places by risk. See the full county-by-county picture for West Virginia on its state page.
What this risk score means for insurance
At the 96th percentile nationally, Sarah Ann carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 100% of Sarah Ann in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Sarah Ann's 1,151-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Sarah Ann, see the exposure-zones guide.