Sappington, MO
Sappington, MO's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Sappington lands at the 41st percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 2,678 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Sappington at the 43rd percentile, close to its 41st-percentile risk score.
Sappington's building exposure, zone by zone
Most of Sappington's buildings (96.8% of 2,678) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Sappington ranks
Inside Missouri, Sappington sits at just the 16th percentile even though it scores 41st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Sappington ranks 18,625 for wildfire risk (1 is highest) and 5,967 by building count (1 is largest). Within Missouri alone, it ranks 896 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
At the 41st national percentile, Sappington rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 96.8% of Sappington outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Sappington's 41st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Sappington, see the exposure-zones guide.