Santo, TX
How exposed is Santo to wildfire?
Santo's 303 buildings earn a 93rd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Santo at the 93rd national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Santo's buildings actually sit
Direct exposure dominates in Santo: 62.4% of its 303 buildings, versus 37.6% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Santo compares
Santo scores 93rd nationally and 92nd within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Santo ranks 2,092 for wildfire risk (1 is highest) and 21,556 by building count (1 is largest). Within Texas alone, it ranks 142 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Santo
Santo's very high rating (93rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Santo's 62.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Santo's 93rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Santo, see the exposure-zones guide.