Santa Rosa (Starr), TX
Santa Rosa (Starr) wildfire risk explained
Santa Rosa (Starr)'s 101 buildings earn a 84th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Santa Rosa (Starr) at the 84th percentile, close to its 84th-percentile risk score.
Santa Rosa (Starr)'s building exposure, zone by zone
100% of Santa Rosa (Starr)'s 101 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 0% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Santa Rosa (Starr) compares
There's little gap between Santa Rosa (Starr)'s 84th national percentile and its 72nd percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Santa Rosa (Starr) ranks 4,930 for wildfire risk (1 is highest) and 29,010 by building count (1 is largest). Within Texas alone, it ranks 501 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Santa Rosa (Starr)'s 84th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Santa Rosa (Starr)'s 100% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Santa Rosa (Starr)'s figures come from
Every one of the two percentiles behind Santa Rosa (Starr)'s 4,930-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Santa Rosa (Starr)'s dominant indirect exposure actually means, with real examples from across the dataset.