Santa Fe, TX
Santa Fe, TX's wildfire risk, in USFS's own numbers
Santa Fe sits at the 83rd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 7,686 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Santa Fe at the 87th national percentile — 4 points above its risk-to-structures score, a gap driven by how much is actually built there.
Santa Fe's building exposure, zone by zone
7,686 buildings are counted in Santa Fe, and 72.5% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 4.6% rated Minimal. At 7,686 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Santa Fe ranks
Santa Fe's risk sits at a similar level relative to Texas (68th percentile statewide) as it does nationally (83rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Santa Fe ranks 5,435 for wildfire risk (1 is highest) and 2,219 by building count (1 is largest). Within Texas alone, it ranks 570 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Santa Fe and the insurance market
Santa Fe's very high rating (83rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Santa Fe (72.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Santa Fe's 5,435-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Santa Fe, see the exposure-zones guide.