Sandy Point, TX
How exposed is Sandy Point to wildfire?
Out of every US place USFS scores, Sandy Point lands at the 82nd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 159 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Sandy Point at the 86th percentile, close to its 82nd-percentile risk score.
Where Sandy Point's buildings actually sit
USFS classifies 99.4% of Sandy Point's buildings as Direct exposure, higher than its 0.6% Indirect share and far above its 0% Minimal share — a profile where 158 structures sit close enough to vegetation that lot clearing matters most.
Sandy Point against the rest of the country
Sandy Point ranks lower within Texas (65th percentile statewide) than its 82nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Sandy Point ranks 5,752 for wildfire risk (1 is highest) and 26,504 by building count (1 is largest). Within Texas alone, it ranks 625 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Sandy Point and the insurance market
At the 82nd percentile nationally, Sandy Point carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Sandy Point's 99.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Sandy Point's figures come from
Sandy Point's 82nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Sandy Point's dominant direct exposure actually means, with real examples from across the dataset.