Sandy Hook, MD
Sandy Hook, MD's wildfire risk, in USFS's own numbers
USFS scores Sandy Hook at the 61st national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 107 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Sandy Hook at the 59th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Sandy Hook's building exposure, zone by zone
97.2% of Sandy Hook's 107 buildings sit in USFS's Direct exposure zone, roughly 104 structures close enough to burnable vegetation for flame contact, not just embers — 2.8% fall in the Indirect, ember-only zone and 0% are Minimal.
Sandy Hook against the rest of the country
Sandy Hook's 87th-percentile standing inside Maryland outpaces its 61st national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Sandy Hook ranks 12,354 for wildfire risk (1 is highest) and 28,734 by building count (1 is largest). Within Maryland alone, it ranks 69 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
Sandy Hook and the insurance market
Sandy Hook's 61st-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Sandy Hook
Sandy Hook's 97.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Sandy Hook's 12,354-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Sandy Hook, see the exposure-zones guide.