Sandusky, IN
How exposed is Sandusky to wildfire?
Out of every US place USFS scores, Sandusky lands at the 3rd percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 96 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Sandusky at the 3rd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Sandusky's buildings actually sit
Sandusky rates 75% Minimal exposure against just 25% Direct and 0% Indirect — of 96 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Sandusky compares
Compare Sandusky's two percentiles: 22nd within Indiana, only 3rd nationally — a gap of 19 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Sandusky ranks 30,544 for wildfire risk (1 is highest) and 29,227 by building count (1 is largest). Within Indiana alone, it ranks 755 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Sandusky and the insurance market
Sandusky's low wildfire rating (3rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Sandusky's 75% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Sandusky's figures come from
Every one of the two percentiles behind Sandusky's 30,544-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Sandusky's dominant minimal exposure actually means, with real examples from across the dataset.