Sanders, KY
Sanders, KY's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Sanders lands at the 24th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 141 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Sanders at the 26th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Sanders's building exposure, zone by zone
83% of Sanders's 141 buildings sit in USFS's Direct exposure zone, roughly 117 structures close enough to burnable vegetation for flame contact, not just embers — 17% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Sanders ranks
Within Kentucky, Sanders ranks higher (44th percentile) than it does nationally (24th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Sanders ranks 24,045 for wildfire risk (1 is highest) and 27,253 by building count (1 is largest). Within Kentucky alone, it ranks 309 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Sanders and the insurance market
At the 24th national percentile, Sanders rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 83% of Sanders in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Sanders's figures come from
Every one of the two percentiles behind Sanders's 24,045-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Sanders's dominant direct exposure actually means, with real examples from across the dataset.