Sanders, AZ
Sanders, AZ's wildfire risk, in USFS's own numbers
Sanders sits at the 45th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 365 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Sanders at the 42nd percentile, close to its 45th-percentile risk score.
Sanders's building exposure, zone by zone
USFS classifies 74% of Sanders's buildings as Direct exposure, higher than its 26% Indirect share and far above its 0% Minimal share — a profile where 270 structures sit close enough to vegetation that lot clearing matters most.
Sanders against the rest of the country
Inside Arizona, Sanders sits at just the 14th percentile even though it scores 45th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Sanders ranks 17,291 for wildfire risk (1 is highest) and 19,953 by building count (1 is largest). Within Arizona alone, it ranks 378 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
Shopping for coverage in Sanders
Sanders's elevated wildfire rating (45th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Sanders (74%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Sanders's 45th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Sanders, see the exposure-zones guide.