Sand Pillow, WI
How exposed is Sand Pillow to wildfire?
Sand Pillow's 87 buildings earn a 49th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Sand Pillow's burn probability — fire likelihood with no building count factored in — sits at the 47th percentile nationally.
Sand Pillow's building exposure, zone by zone
USFS classifies 78.2% of Sand Pillow's buildings as Direct exposure, higher than its 21.8% Indirect share and far above its 0% Minimal share — a profile where 68 structures sit close enough to vegetation that lot clearing matters most.
How Sand Pillow compares
Within Wisconsin, Sand Pillow ranks higher (98th percentile) than it does nationally (49th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Sand Pillow ranks 16,091 for wildfire risk (1 is highest) and 29,638 by building count (1 is largest). Within Wisconsin alone, it ranks 19 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
Sand Pillow's elevated wildfire rating (49th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Sand Pillow
Sand Pillow's 78.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Sand Pillow's 49th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Sand Pillow, see the exposure-zones guide.