Sanborn, NY
How exposed is Sanborn to wildfire?
Sanborn's 805 buildings earn a 3rd-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Sanborn at the 3rd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Sanborn's building exposure, zone by zone
805 buildings are counted in Sanborn, and 65.8% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 34.2% rated Minimal.
How Sanborn compares
Sanborn scores 3rd nationally and 1st within New York — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Sanborn ranks 30,710 for wildfire risk (1 is highest) and 13,592 by building count (1 is largest). Within New York alone, it ranks 1,278 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Sanborn and the insurance market
Sanborn's low wildfire rating (3rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 65.8% of Sanborn in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Sanborn's figures come from
The methodology guide shows exactly how USFS turned 805 counted buildings into the percentiles shown above for Sanborn. The exposure-zones guide covers what Sanborn's dominant direct exposure actually means, with real examples from across the dataset.