San Simon, AZ
San Simon wildfire risk explained
San Simon sits at the 92nd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 224 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks San Simon at the 94th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
San Simon's building exposure, zone by zone
Indirect exposure is dominant in San Simon (76.3% of 224 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 23.7% sit in the Direct zone.
Where San Simon ranks
San Simon ranks lower within Arizona (67th percentile statewide) than its 92nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, San Simon ranks 2,512 for wildfire risk (1 is highest) and 23,972 by building count (1 is largest). Within Arizona alone, it ranks 147 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
Shopping for coverage in San Simon
At the 92nd percentile nationally, San Simon carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
San Simon's 76.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where San Simon's figures come from
The methodology guide shows exactly how USFS turned 224 counted buildings into the percentiles shown above for San Simon. The exposure-zones guide covers what San Simon's dominant indirect exposure actually means, with real examples from across the dataset.