San Patricio, TX
San Patricio, TX's wildfire risk, in USFS's own numbers
USFS scores San Patricio at the 85th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 281 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks San Patricio at the 87th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
San Patricio's building exposure, zone by zone
Of San Patricio's 281 counted buildings, 99.3% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
San Patricio against the rest of the country
San Patricio scores 85th nationally and 74th within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, San Patricio ranks 4,617 for wildfire risk (1 is highest) and 22,169 by building count (1 is largest). Within Texas alone, it ranks 465 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
San Patricio's very high rating (85th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in San Patricio
Because Direct exposure dominates in San Patricio (99.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 281 counted buildings into the percentiles shown above for San Patricio. For more on what direct exposure implies beyond San Patricio, see the exposure-zones guide.