San Pablo, NM
San Pablo wildfire risk explained
USFS's Wildfire Risk to Communities model puts San Pablo at the 31st national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 481 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks San Pablo at the 30th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
481 buildings are counted in San Pablo, and 53.2% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 20.6% rated Minimal.
San Pablo against the rest of the country
San Pablo ranks lower within New Mexico (2nd percentile statewide) than its 31st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, San Pablo ranks 21,810 for wildfire risk (1 is highest) and 17,687 by building count (1 is largest). Within New Mexico alone, it ranks 483 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
Shopping for coverage in San Pablo
At the 31st national percentile, San Pablo rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
San Pablo's 53.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 481 counted buildings into the percentiles shown above for San Pablo. For more on what direct exposure implies beyond San Pablo, see the exposure-zones guide.