San Lorenzo, NM
San Lorenzo wildfire risk explained
San Lorenzo sits at the 90th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 153 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts San Lorenzo at the 88th percentile, close to its 90th-percentile risk score.
Where San Lorenzo's buildings actually sit
100% of San Lorenzo's 153 buildings sit in USFS's Direct exposure zone, roughly 153 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
How San Lorenzo compares
Inside New Mexico, San Lorenzo sits at just the 75th percentile even though it scores 90th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, San Lorenzo ranks 3,149 for wildfire risk (1 is highest) and 26,766 by building count (1 is largest). Within New Mexico alone, it ranks 127 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
San Lorenzo and the insurance market
San Lorenzo's very high rating (90th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 100% of San Lorenzo in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where San Lorenzo's figures come from
San Lorenzo's 90th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what San Lorenzo's dominant direct exposure actually means, with real examples from across the dataset.