San Leon, TX
San Leon, TX's wildfire risk, in USFS's own numbers
San Leon's 3,770 buildings earn a 82nd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, San Leon's burn probability — fire likelihood with no building count factored in — sits at the 85th percentile nationally.
What "at risk" means for the buildings here
71.6% of San Leon's 3,770 buildings sit in USFS's Minimal exposure zone, with only 27% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
San Leon against the rest of the country
San Leon's 82nd national percentile looks worse in isolation than its 67th ranking inside Texas does — this place is on the milder end for its own state, by 15 points. Among the 31,521 US communities USFS scores, San Leon ranks 5,626 for wildfire risk (1 is highest) and 4,452 by building count (1 is largest). Within Texas alone, it ranks 595 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
San Leon and the insurance market
San Leon's 82nd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in San Leon
Even with 71.6% of San Leon outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind San Leon's 5,626-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond San Leon, see the exposure-zones guide.