San Juan (Starr), TX
How exposed is San Juan (Starr) to wildfire?
USFS's Wildfire Risk to Communities model puts San Juan (Starr) at the 91st national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 62 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, San Juan (Starr)'s burn probability — fire likelihood with no building count factored in — sits at the 91st percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in San Juan (Starr) (93.6% of 62 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 6.5% sit in the Direct zone.
San Juan (Starr) against the rest of the country
San Juan (Starr)'s risk sits at a similar level relative to Texas (86th percentile statewide) as it does nationally (91st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, San Juan (Starr) ranks 2,879 for wildfire risk (1 is highest) and 30,603 by building count (1 is largest). Within Texas alone, it ranks 255 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 91st percentile nationally, San Juan (Starr) carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in San Juan (Starr) (93.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where San Juan (Starr)'s figures come from
San Juan (Starr)'s 91st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what San Juan (Starr)'s dominant indirect exposure actually means, with real examples from across the dataset.