San Jose (San Miguel), NM
San Jose (San Miguel), NM's wildfire risk, in USFS's own numbers
San Jose (San Miguel)'s 92 buildings earn a 87th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks San Jose (San Miguel) at the 82nd national percentile — 5 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
79.4% of San Jose (San Miguel)'s 92 buildings sit in USFS's Direct exposure zone, roughly 73 structures close enough to burnable vegetation for flame contact, not just embers — 20.7% fall in the Indirect, ember-only zone and 0% are Minimal.
San Jose (San Miguel) against the rest of the country
San Jose (San Miguel) ranks lower within New Mexico (67th percentile statewide) than its 87th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, San Jose (San Miguel) ranks 4,137 for wildfire risk (1 is highest) and 29,417 by building count (1 is largest). Within New Mexico alone, it ranks 165 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
San Jose (San Miguel) and the insurance market
San Jose (San Miguel)'s very high rating (87th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in San Jose (San Miguel) (79.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where San Jose (San Miguel)'s figures come from
San Jose (San Miguel)'s 87th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what San Jose (San Miguel)'s dominant direct exposure actually means, with real examples from across the dataset.