San Jose (Rio Arriba), NM
How exposed is San Jose (Rio Arriba) to wildfire?
USFS's Wildfire Risk to Communities model puts San Jose (Rio Arriba) at the 82nd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 461 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts San Jose (Rio Arriba) at the 78th percentile, close to its 82nd-percentile risk score.
What "at risk" means for the buildings here
461 buildings are counted in San Jose (Rio Arriba), and 51.2% of them are Indirect exposure — ember-driven risk rather than the 48.8% in Direct exposure or the 0% rated Minimal.
How San Jose (Rio Arriba) compares
San Jose (Rio Arriba)'s 82nd national percentile looks worse in isolation than its 57th ranking inside New Mexico does — this place is on the milder end for its own state, by 25 points. Among the 31,521 US communities USFS scores, San Jose (Rio Arriba) ranks 5,554 for wildfire risk (1 is highest) and 18,045 by building count (1 is largest). Within New Mexico alone, it ranks 213 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
San Jose (Rio Arriba) and the insurance market
San Jose (Rio Arriba)'s 82nd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in San Jose (Rio Arriba)
San Jose (Rio Arriba)'s 51.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where San Jose (Rio Arriba)'s figures come from
The methodology guide shows exactly how USFS turned 461 counted buildings into the percentiles shown above for San Jose (Rio Arriba). The exposure-zones guide covers what San Jose (Rio Arriba)'s dominant indirect exposure actually means, with real examples from across the dataset.