San Carlos II, TX
How exposed is San Carlos II to wildfire?
San Carlos II sits at the 76th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 100 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks San Carlos II at the 71st national percentile — 5 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where San Carlos II's buildings actually sit
USFS puts 94% of San Carlos II's 100 buildings in the Indirect exposure zone, versus 6% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How San Carlos II compares
San Carlos II ranks lower within Texas (49th percentile statewide) than its 76th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, San Carlos II ranks 7,545 for wildfire risk (1 is highest) and 29,057 by building count (1 is largest). Within Texas alone, it ranks 910 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
San Carlos II and the insurance market
San Carlos II's high rating (76th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in San Carlos II (94% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
San Carlos II's 76th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond San Carlos II, see the exposure-zones guide.