San Benito, TX
San Benito, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts San Benito at the 62nd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 9,233 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts San Benito at the 64th percentile, close to its 62nd-percentile risk score.
Where San Benito's buildings actually sit
Most of San Benito's buildings (86% of 9,233) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 9,233 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
San Benito against the rest of the country
San Benito ranks lower within Texas (17th percentile statewide) than its 62nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, San Benito ranks 11,894 for wildfire risk (1 is highest) and 1,785 by building count (1 is largest). Within Texas alone, it ranks 1,484 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
San Benito's high rating (62nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 86% of buildings rated Minimal exposure, San Benito gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind San Benito's 11,894-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond San Benito, see the exposure-zones guide.