San Antonio, FL
San Antonio wildfire risk explained
USFS's Wildfire Risk to Communities model puts San Antonio at the 88th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 726 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks San Antonio at the 91st national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
San Antonio's building exposure, zone by zone
Of San Antonio's 726 counted buildings, 81.7% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
San Antonio against the rest of the country
San Antonio's risk sits at a similar level relative to Florida (76th percentile statewide) as it does nationally (88th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, San Antonio ranks 3,719 for wildfire risk (1 is highest) and 14,378 by building count (1 is largest). Within Florida alone, it ranks 233 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in San Antonio
San Antonio's very high rating (88th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in San Antonio (81.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where San Antonio's figures come from
San Antonio's 88th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what San Antonio's dominant direct exposure actually means, with real examples from across the dataset.