San Angelo, TX
San Angelo wildfire risk explained
USFS's Wildfire Risk to Communities model puts San Angelo at the 81st national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 43,470 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, San Angelo's burn probability — fire likelihood with no building count factored in — sits at the 79th percentile nationally.
What "at risk" means for the buildings here
Only 12.3% of San Angelo's 43,470 buildings carry Direct exposure and 29.1% carry Indirect; the remaining 58.5% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 43,470 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How San Angelo compares
San Angelo's 81st national percentile looks worse in isolation than its 62nd ranking inside Texas does — this place is on the milder end for its own state, by 18 points. Among the 31,521 US communities USFS scores, San Angelo ranks 6,157 for wildfire risk (1 is highest) and 215 by building count (1 is largest). Within Texas alone, it ranks 677 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
San Angelo's 81st-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
San Angelo's 58.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where San Angelo's figures come from
San Angelo's 81st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what San Angelo's dominant minimal exposure actually means, with real examples from across the dataset.