Samoset, FL
How exposed is Samoset to wildfire?
USFS's Wildfire Risk to Communities model puts Samoset at the 66th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 1,482 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Samoset at the 68th percentile, close to its 66th-percentile risk score.
Where Samoset's buildings actually sit
USFS classifies 74.4% of Samoset's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 25.6% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Samoset compares
Samoset ranks lower within Florida (22nd percentile statewide) than its 66th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Samoset ranks 10,673 for wildfire risk (1 is highest) and 9,240 by building count (1 is largest). Within Florida alone, it ranks 750 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Samoset and the insurance market
At the 66th percentile nationally, Samoset carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Samoset's 74.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Samoset's figures come from
Every one of the two percentiles behind Samoset's 10,673-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Samoset's dominant minimal exposure actually means, with real examples from across the dataset.