Samnorwood, TX
Samnorwood, TX's wildfire risk, in USFS's own numbers
Samnorwood sits at the 98th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 50 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Samnorwood at the 98th percentile, close to its 98th-percentile risk score.
Where Samnorwood's buildings actually sit
USFS classifies 100% of Samnorwood's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 50 structures sit close enough to vegetation that lot clearing matters most.
Samnorwood against the rest of the country
Samnorwood scores 98th nationally and 98th within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Samnorwood ranks 738 for wildfire risk (1 is highest) and 30,945 by building count (1 is largest). Within Texas alone, it ranks 32 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Samnorwood's 98th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Samnorwood
With 100% of Samnorwood in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 50 counted buildings into the percentiles shown above for Samnorwood. For more on what direct exposure implies beyond Samnorwood, see the exposure-zones guide.