Sammy Martinez, TX
Sammy Martinez wildfire risk explained
Out of every US place USFS scores, Sammy Martinez lands at the 94th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 77 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Sammy Martinez's burn probability — fire likelihood with no building count factored in — sits at the 93rd percentile nationally.
What "at risk" means for the buildings here
77 buildings are counted in Sammy Martinez, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Sammy Martinez compares
Sammy Martinez scores 94th nationally and 92nd within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Sammy Martinez ranks 2,059 for wildfire risk (1 is highest) and 30,031 by building count (1 is largest). Within Texas alone, it ranks 138 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Sammy Martinez and the insurance market
At the 94th percentile nationally, Sammy Martinez carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Sammy Martinez's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Sammy Martinez's 94th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Sammy Martinez, see the exposure-zones guide.