Sammons Point, IL
How exposed is Sammons Point to wildfire?
Sammons Point sits at the 5th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 215 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Sammons Point at the 4th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Sammons Point's building exposure, zone by zone
USFS classifies 64.7% of Sammons Point's buildings as Direct exposure, higher than its 0% Indirect share and far above its 35.4% Minimal share — a profile where 139 structures sit close enough to vegetation that lot clearing matters most.
Where Sammons Point ranks
Within Illinois, Sammons Point ranks higher (26th percentile) than it does nationally (5th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Sammons Point ranks 30,093 for wildfire risk (1 is highest) and 24,303 by building count (1 is largest). Within Illinois alone, it ranks 1,073 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Sammons Point
Sammons Point's low wildfire rating (5th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Sammons Point (64.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Sammons Point's figures come from
The methodology guide shows exactly how USFS turned 215 counted buildings into the percentiles shown above for Sammons Point. The exposure-zones guide covers what Sammons Point's dominant direct exposure actually means, with real examples from across the dataset.