Samburg, TN
How exposed is Samburg to wildfire?
Out of every US place USFS scores, Samburg lands at the 43rd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 229 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Samburg's burn probability — fire likelihood with no building count factored in — sits at the 45th percentile nationally.
What "at risk" means for the buildings here
63.3% of Samburg's 229 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 34.1% Direct and 2.6% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Samburg ranks
Samburg's risk sits at a similar level relative to Tennessee (33rd percentile statewide) as it does nationally (43rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Samburg ranks 17,883 for wildfire risk (1 is highest) and 23,837 by building count (1 is largest). Within Tennessee alone, it ranks 336 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Samburg and the insurance market
Samburg's elevated rating (43rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Samburg's 63.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 229 counted buildings into the percentiles shown above for Samburg. For more on what indirect exposure implies beyond Samburg, see the exposure-zones guide.